Over the next while i am going to be testing the Pay After you Win Service (link right hand side)
Basically they offer sports picks, not horse racing , which would be good for anyone wanting to bet in the evening time, the sports they offer picks on are as follows; Basketball (NBA & NCAAB), American Football (NFL & NCAAF), Ice Hockey (NHL) and Baseball (MLB). Tennis and Soccer are expected to be added soon.
The service runs between Sunday - Saturday where the number of picks varies day to day as one might expect.
Payment is made on a "as you win only" basis meaning that you only pay fees , each week if you win, this is nice way of doing things and should make for a reasonable service if the results hold up